Call reports 2001
ROCKY MOUNTAIN BANK — 2001
What ROCKY MOUNTAIN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 279,956,000 | 292,493,000 | 310,374,000 | 316,063,000 |
| Total loans | 179,540,000 | 196,466,000 | 210,084,000 | 211,049,000 |
| Allowance for loan losses | 2,258,000 | 2,281,000 | 2,237,000 | 2,556,000 |
| Securities available for sale | 74,513,000 | 62,483,000 | 58,769,000 | 73,670,000 |
| Securities held to maturity | 160,000 | 157,000 | 156,000 | 143,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,646,000 | 237,653,000 | 249,639,000 | 245,407,000 |
| Interest-bearing deposits | 197,930,000 | 206,648,000 | 211,903,000 | 208,746,000 |
| Noninterest-bearing deposits | 27,716,000 | 31,005,000 | 37,736,000 | 36,661,000 |
| Equity capital | 22,482,000 | 22,190,000 | 22,832,000 | 24,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,682,000 | 11,413,000 | 17,132,000 | 22,894,000 |
| Interest expense | 2,738,000 | 5,375,000 | 8,012,000 | 10,396,000 |
| Net interest income | 2,944,000 | 6,038,000 | 9,120,000 | 12,498,000 |
| Noninterest income | 469,000 | 963,000 | 1,441,000 | 1,925,000 |
| Noninterest expense | 2,100,000 | 4,282,000 | 6,528,000 | 8,958,000 |
| Provision for loan losses | 50,000 | 120,000 | 150,000 | 540,000 |
| Pretax income | 1,292,000 | 2,950,000 | 4,170,000 | 5,346,000 |
| Income tax | 474,000 | 1,102,000 | 1,564,000 | 2,012,000 |
| Net income | 818,000 | 1,848,000 | 2,606,000 | 3,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,484,000 | 20,966,000 | 21,375,000 | 23,116,000 |
| Total capital | 22,742,000 | 23,247,000 | 23,612,000 | 25,672,000 |
| Risk-weighted assets | 205,546,000 | 218,422,000 | 232,837,000 | 237,083,000 |