Call report 2003Q4
HIGHLANDS UNION BANK — 2003Q4
The 22 measures HIGHLANDS UNION BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 539,024,000 | USD | evidence → |
| Total loans | 374,405,000 | USD | evidence → |
| Allowance for loan losses | 4,254,000 | USD | evidence → |
| Securities available for sale | 122,064,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 452,111,000 | USD | evidence → |
| Interest-bearing deposits | 391,167,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,944,000 | USD | evidence → |
| Equity capital | 35,439,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,187,000 | USD | evidence → |
| Interest expense | 12,262,000 | USD | evidence → |
| Net interest income | 16,925,000 | USD | evidence → |
| Noninterest income | 3,912,000 | USD | evidence → |
| Noninterest expense | 13,412,000 | USD | evidence → |
| Provision for loan losses | 2,053,000 | USD | evidence → |
| Pretax income | 5,961,000 | USD | evidence → |
| Income tax | 1,195,000 | USD | evidence → |
| Net income | 4,766,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,254,000 | USD | evidence → |
| Total capital | 38,508,000 | USD | evidence → |
| Risk-weighted assets | 354,957,000 | USD | evidence → |