Call reports 2009
INBANK — 2009
What INBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Total assets | 195,311,000 | 209,848,000 |
| Total loans | 157,064,000 | 154,551,000 |
| Allowance for loan losses | 9,670,000 | 9,670,000 |
| Securities available for sale | 32,922,000 | 30,416,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 194,868,000 | 209,211,000 |
| Interest-bearing deposits | 188,377,000 | 203,786,000 |
| Noninterest-bearing deposits | 6,491,000 | 5,425,000 |
| Equity capital | -1,262,000 | -1,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Interest income | 1,340,000 | 4,297,000 |
| Interest expense | 1,028,000 | 1,955,000 |
| Net interest income | 312,000 | 2,342,000 |
| Noninterest income | 310,000 | 624,000 |
| Noninterest expense | 1,813,000 | 4,025,000 |
| Provision for loan losses | 20,615,000 | 20,615,000 |
| Pretax income | -21,800,000 | -21,665,000 |
| Income tax | -8,000 | -9,000 |
| Net income | -21,792,000 | -21,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Tier 1 capital | -1,589,000 | -1,464,000 |
| Total capital | -1,589,000 | -2,928,000 |
| Risk-weighted assets | 164,606,000 | 165,637,000 |