Call reports 2002
INBANK — 2002
What INBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 138,300,000 | 140,135,000 | 139,656,000 | 142,182,000 |
| Total loans | 91,273,000 | 95,304,000 | 100,569,000 | 100,650,000 |
| Allowance for loan losses | 1,054,000 | 1,286,000 | 1,273,000 | 1,203,000 |
| Securities available for sale | 35,592,000 | 34,739,000 | 33,169,000 | 33,742,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,508,000 | 118,952,000 | 114,045,000 | 115,138,000 |
| Interest-bearing deposits | 105,475,000 | 105,364,000 | 99,383,000 | 102,086,000 |
| Noninterest-bearing deposits | 13,033,000 | 13,588,000 | 14,662,000 | 13,052,000 |
| Equity capital | 9,972,000 | 9,988,000 | 10,295,000 | 10,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,195,000 | 4,451,000 | 6,597,000 | 8,910,000 |
| Interest expense | 606,000 | 1,122,000 | 1,619,000 | 2,094,000 |
| Net interest income | 1,589,000 | 3,329,000 | 4,978,000 | 6,816,000 |
| Noninterest income | 437,000 | 855,000 | 1,272,000 | 1,748,000 |
| Noninterest expense | 1,099,000 | 2,271,000 | 3,367,000 | 4,781,000 |
| Provision for loan losses | 80,000 | 170,000 | 210,000 | 350,000 |
| Pretax income | 847,000 | 1,816,000 | 2,746,000 | 3,506,000 |
| Income tax | 9,000 | 19,000 | 29,000 | 37,000 |
| Net income | 838,000 | 1,797,000 | 2,717,000 | 3,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,500,000 | 9,507,000 | 9,887,000 | 10,099,000 |
| Total capital | 10,554,000 | 10,793,000 | 11,160,000 | 11,302,000 |
| Risk-weighted assets | 102,576,000 | 105,572,000 | 109,392,000 | 112,194,000 |