Call reports 2001
INBANK — 2001
What INBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 130,968,000 | 130,880,000 | 134,196,000 | 133,102,000 |
| Total loans | 89,842,000 | 92,131,000 | 95,239,000 | 94,513,000 |
| Allowance for loan losses | 886,000 | 1,011,000 | 1,133,000 | 976,000 |
| Securities available for sale | 29,931,000 | 30,024,000 | 31,124,000 | 32,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,657,000 | 113,236,000 | 113,297,000 | 112,277,000 |
| Interest-bearing deposits | 100,237,000 | 100,313,000 | 99,787,000 | 99,304,000 |
| Noninterest-bearing deposits | 13,420,000 | 12,923,000 | 13,510,000 | 12,973,000 |
| Equity capital | 9,528,000 | 9,049,000 | 9,823,000 | 9,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,027,000 | 5,856,000 | 8,634,000 | 11,175,000 |
| Interest expense | 1,073,000 | 2,126,000 | 3,096,000 | 3,862,000 |
| Net interest income | 1,954,000 | 3,730,000 | 5,538,000 | 7,313,000 |
| Noninterest income | 201,000 | 546,000 | 815,000 | 1,083,000 |
| Noninterest expense | 1,030,000 | 2,092,000 | 3,137,000 | 4,722,000 |
| Provision for loan losses | 120,000 | 220,000 | 290,000 | 380,000 |
| Pretax income | 1,030,000 | 2,088,000 | 3,118,000 | 3,486,000 |
| Income tax | -86,000 | -74,000 | -63,000 | -63,000 |
| Net income | 1,116,000 | 2,162,000 | 3,181,000 | 3,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,169,000 | 8,715,000 | 9,294,000 | 9,022,000 |
| Total capital | 10,055,000 | 9,726,000 | 10,427,000 | 9,998,000 |
| Risk-weighted assets | 97,880,000 | 100,652,000 | 103,774,000 | 104,347,000 |