Call reports 2021
PILOT BANK — 2021
What PILOT BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 656,023,000 | 646,358,000 | 638,348,000 |
| Total loans | 541,211,000 | 523,675,000 | 518,800,000 |
| Allowance for loan losses | 4,425,000 | 4,678,000 | 4,611,000 |
| Securities available for sale | 86,042,000 | 77,929,000 | 51,067,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 511,208,000 | 538,690,000 | 556,730,000 |
| Interest-bearing deposits | 364,090,000 | 377,803,000 | 391,060,000 |
| Noninterest-bearing deposits | 147,118,000 | 160,887,000 | 165,670,000 |
| Equity capital | 53,413,000 | 57,088,000 | 58,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 5,790,000 | 12,328,000 | 18,830,000 |
| Interest expense | 569,000 | 1,124,000 | 1,614,000 |
| Net interest income | 5,221,000 | 11,204,000 | 17,216,000 |
| Noninterest income | 1,914,000 | 4,021,000 | 6,930,000 |
| Noninterest expense | 3,090,000 | 6,492,000 | 9,967,000 |
| Provision for loan losses | 375,000 | 625,000 | 625,000 |
| Pretax income | 3,679,000 | 8,107,000 | 13,957,000 |
| Income tax | 925,000 | 2,043,000 | 3,523,000 |
| Net income | 2,754,000 | 6,064,000 | 10,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 53,215,000 | 56,660,000 | 58,021,000 |