Call reports 2020
PILOT BANK — 2020
What PILOT BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 455,645,000 | 585,831,000 | 586,885,000 | 611,673,000 |
| Total loans | 356,328,000 | 472,695,000 | 482,890,000 | 483,033,000 |
| Allowance for loan losses | 2,416,000 | 3,320,000 | 3,800,000 | 4,013,000 |
| Securities available for sale | 62,421,000 | 71,387,000 | 70,880,000 | 98,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,123,000 | 461,751,000 | 433,211,000 | 475,071,000 |
| Interest-bearing deposits | 324,828,000 | 339,800,000 | 322,167,000 | 348,818,000 |
| Noninterest-bearing deposits | 66,295,000 | 121,951,000 | 111,044,000 | 126,253,000 |
| Equity capital | 45,756,000 | 48,180,000 | 49,978,000 | 51,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,638,000 | 10,717,000 | 15,913,000 | 20,799,000 |
| Interest expense | 1,237,000 | 2,121,000 | 2,865,000 | 3,498,000 |
| Net interest income | 3,401,000 | 8,596,000 | 13,048,000 | 17,301,000 |
| Noninterest income | 572,000 | 1,749,000 | 3,192,000 | 4,564,000 |
| Noninterest expense | 2,723,000 | 5,640,000 | 8,453,000 | 11,538,000 |
| Provision for loan losses | 150,000 | 1,100,000 | 2,000,000 | 2,300,000 |
| Pretax income | 1,100,000 | 3,841,000 | 6,028,000 | 8,266,000 |
| Income tax | 278,000 | 967,000 | 1,518,000 | 2,081,000 |
| Net income | 822,000 | 2,874,000 | 4,510,000 | 6,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,660,000 | 46,538,000 | 48,794,000 | 51,109,000 |