Call reports 2019
PILOT BANK — 2019
What PILOT BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 383,673,000 | 402,529,000 | 426,089,000 | 430,363,000 |
| Total loans | 300,652,000 | 320,895,000 | 341,853,000 | 346,833,000 |
| Allowance for loan losses | 1,814,000 | 1,959,000 | 2,110,000 | 2,264,000 |
| Securities available for sale | 37,696,000 | 37,922,000 | 39,419,000 | 47,885,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,080,000 | 337,120,000 | 353,605,000 | 362,892,000 |
| Interest-bearing deposits | 259,279,000 | 271,802,000 | 288,127,000 | 297,574,000 |
| Noninterest-bearing deposits | 64,801,000 | 65,318,000 | 65,478,000 | 65,318,000 |
| Equity capital | 39,731,000 | 41,487,000 | 42,506,000 | 43,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,949,000 | 8,219,000 | 12,666,000 | 17,375,000 |
| Interest expense | 1,092,000 | 2,366,000 | 3,714,000 | 5,076,000 |
| Net interest income | 2,857,000 | 5,853,000 | 8,952,000 | 12,299,000 |
| Noninterest income | 211,000 | 638,000 | 1,284,000 | 1,953,000 |
| Noninterest expense | 2,622,000 | 5,222,000 | 7,821,000 | 10,673,000 |
| Provision for loan losses | 80,000 | 230,000 | 380,000 | 530,000 |
| Pretax income | 366,000 | 1,044,000 | 2,040,000 | 3,081,000 |
| Income tax | 95,000 | 269,000 | 524,000 | 785,000 |
| Net income | 271,000 | 775,000 | 1,516,000 | 2,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,948,000 | 38,726,000 | 39,995,000 | 41,546,000 |
| Total capital | 38,762,000 | 40,685,000 | 42,105,000 | 43,810,000 |
| Risk-weighted assets | 309,068,000 | 330,020,000 | 344,066,000 | 359,407,000 |