Call reports 2018
PILOT BANK — 2018
What PILOT BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 318,219,000 | 332,934,000 | 344,078,000 | 360,631,000 |
| Total loans | 241,114,000 | 260,348,000 | 274,139,000 | 291,234,000 |
| Allowance for loan losses | 1,509,000 | 1,649,000 | 1,654,000 | 1,740,000 |
| Securities available for sale | 36,069,000 | 38,282,000 | 36,315,000 | 35,720,000 |
| Securities held to maturity | 337,000 | 337,000 | 332,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,225,000 | 282,695,000 | 280,641,000 | 300,672,000 |
| Interest-bearing deposits | 200,556,000 | 219,046,000 | 222,644,000 | 231,865,000 |
| Noninterest-bearing deposits | 67,669,000 | 63,649,000 | 57,997,000 | 68,807,000 |
| Equity capital | 33,455,000 | 35,165,000 | 35,602,000 | 36,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,955,000 | 6,172,000 | 9,665,000 | 13,383,000 |
| Interest expense | 556,000 | 1,249,000 | 2,090,000 | 3,055,000 |
| Net interest income | 2,399,000 | 4,923,000 | 7,575,000 | 10,328,000 |
| Noninterest income | 202,000 | 377,000 | 587,000 | 1,109,000 |
| Noninterest expense | 2,154,000 | 4,291,000 | 6,515,000 | 9,038,000 |
| Provision for loan losses | 154,000 | 237,000 | 237,000 | 291,000 |
| Pretax income | 293,000 | 772,000 | 1,410,000 | 2,145,000 |
| Income tax | 74,000 | 198,000 | 362,000 | 550,000 |
| Net income | 219,000 | 574,000 | 1,048,000 | 1,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,249,000 | 32,178,000 | 32,819,000 | 33,921,000 |
| Total capital | 31,758,000 | 33,827,000 | 34,473,000 | 35,661,000 |
| Risk-weighted assets | 250,380,000 | 268,397,000 | 283,153,000 | 300,062,000 |