Call reports 2017
PILOT BANK — 2017
What PILOT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 266,625,000 | 273,899,000 | 293,075,000 | 305,053,000 |
| Total loans | 195,035,000 | 208,447,000 | 218,363,000 | 227,897,000 |
| Allowance for loan losses | 1,451,000 | 1,454,000 | 1,458,000 | 1,438,000 |
| Securities available for sale | 34,726,000 | 35,576,000 | 32,249,000 | 35,114,000 |
| Securities held to maturity | 354,000 | 354,000 | 345,000 | 341,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,837,000 | 222,784,000 | 241,896,000 | 254,975,000 |
| Interest-bearing deposits | 181,842,000 | 186,338,000 | 189,700,000 | 200,683,000 |
| Noninterest-bearing deposits | 35,995,000 | 36,446,000 | 52,196,000 | 54,292,000 |
| Equity capital | 28,587,000 | 29,436,000 | 32,146,000 | 31,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,358,000 | 4,923,000 | 7,703,000 | 10,527,000 |
| Interest expense | 374,000 | 788,000 | 1,280,000 | 1,798,000 |
| Net interest income | 1,984,000 | 4,135,000 | 6,423,000 | 8,729,000 |
| Noninterest income | 207,000 | 399,000 | 600,000 | 806,000 |
| Noninterest expense | 1,933,000 | 3,933,000 | 6,099,000 | 8,234,000 |
| Provision for loan losses | -26,000 | -118,000 | -142,000 | -142,000 |
| Pretax income | 284,000 | 719,000 | 1,070,000 | 1,450,000 |
| Income tax | 100,000 | 257,000 | 382,000 | 2,658,000 |
| Net income | 184,000 | 462,000 | 688,000 | -1,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,231,000 | 24,219,000 | 27,076,000 | 28,228,000 |
| Total capital | 24,682,000 | 25,673,000 | 28,534,000 | 29,666,000 |
| Risk-weighted assets | 202,320,000 | 214,374,000 | 226,922,000 | 237,750,000 |