Call reports 2001
PILOT BANK — 2001
What PILOT BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 93,306,000 | 96,567,000 | 102,415,000 | 98,960,000 |
| Total loans | 64,717,000 | 65,239,000 | 64,959,000 | 63,612,000 |
| Allowance for loan losses | 911,000 | 696,000 | 841,000 | 1,058,000 |
| Securities available for sale | 13,840,000 | 13,751,000 | 15,290,000 | 16,709,000 |
| Securities held to maturity | 1,854,000 | 1,785,000 | 1,735,000 | 1,645,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,651,000 | 85,495,000 | 88,311,000 | 88,329,000 |
| Interest-bearing deposits | 64,823,000 | 66,609,000 | 70,091,000 | 68,696,000 |
| Noninterest-bearing deposits | 17,828,000 | 18,886,000 | 18,220,000 | 19,633,000 |
| Equity capital | 7,555,000 | 7,715,000 | 8,005,000 | 7,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,696,000 | 3,386,000 | 5,069,000 | 6,659,000 |
| Interest expense | 811,000 | 1,562,000 | 2,299,000 | 2,951,000 |
| Net interest income | 885,000 | 1,824,000 | 2,770,000 | 3,708,000 |
| Noninterest income | 207,000 | 451,000 | 781,000 | 1,004,000 |
| Noninterest expense | 782,000 | 1,571,000 | 2,361,000 | 3,151,000 |
| Provision for loan losses | 75,000 | 150,000 | 310,000 | 535,000 |
| Pretax income | 235,000 | 554,000 | 882,000 | 1,028,000 |
| Income tax | 69,000 | 170,000 | 273,000 | 307,000 |
| Net income | 166,000 | 384,000 | 609,000 | 721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,119,000 | 7,316,000 | 7,511,000 | 7,568,000 |
| Total capital | 7,963,000 | 8,012,000 | 8,352,000 | 8,512,000 |
| Risk-weighted assets | 67,414,000 | 75,608,000 | 76,969,000 | 75,405,000 |