Call reports 2001
NATIONAL CITY BANK OF SOUTHERN INDIANA — 2001
What NATIONAL CITY BANK OF SOUTHERN INDIANA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 310,634,000 | 309,690,000 | 314,186,000 | 327,723,000 |
| Total loans | 243,179,000 | 234,969,000 | 226,877,000 | 216,785,000 |
| Allowance for loan losses | 2,717,000 | 2,717,000 | 2,717,000 | 2,717,000 |
| Securities available for sale | 1,128,000 | 1,162,000 | 1,178,000 | 190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,261,000 | 244,645,000 | 245,504,000 | 255,089,000 |
| Interest-bearing deposits | 216,404,000 | 209,258,000 | 203,686,000 | 211,120,000 |
| Noninterest-bearing deposits | 36,857,000 | 35,387,000 | 41,818,000 | 43,969,000 |
| Equity capital | 36,331,000 | 37,802,000 | 39,009,000 | 39,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,285,000 | 9,836,000 | 13,941,000 | 17,464,000 |
| Interest expense | 2,444,000 | 4,635,000 | 6,608,000 | 8,315,000 |
| Net interest income | 2,841,000 | 5,201,000 | 7,333,000 | 9,149,000 |
| Noninterest income | 855,000 | 1,794,000 | 2,666,000 | 3,520,000 |
| Noninterest expense | 1,042,000 | 2,112,000 | 3,243,000 | 4,380,000 |
| Provision for loan losses | 61,000 | 84,000 | 133,000 | 499,000 |
| Pretax income | 2,593,000 | 4,799,000 | 6,623,000 | 7,750,000 |
| Income tax | 899,000 | 1,662,000 | 2,291,000 | 2,679,000 |
| Net income | 1,694,000 | 3,137,000 | 4,332,000 | 5,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,286,000 | 37,771,000 | 38,980,000 | 39,773,000 |
| Total capital | 38,526,000 | 39,937,000 | 41,098,000 | 41,811,000 |
| Risk-weighted assets | 178,750,000 | 172,643,000 | 168,850,000 | 162,396,000 |