Call report 2025Q1
FROST STATE BANK — 2025Q1
The 22 measures FROST STATE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 53,418,000 | USD | evidence → |
| Total loans | 45,234,000 | USD | evidence → |
| Allowance for loan losses | 509,000 | USD | evidence → |
| Securities available for sale | 1,035,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 44,073,000 | USD | evidence → |
| Interest-bearing deposits | 39,187,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,886,000 | USD | evidence → |
| Equity capital | 8,676,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 893,000 | USD | evidence → |
| Interest expense | 357,000 | USD | evidence → |
| Net interest income | 536,000 | USD | evidence → |
| Noninterest income | 28,000 | USD | evidence → |
| Noninterest expense | 200,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 164,000 | USD | evidence → |
| Income tax | 47,000 | USD | evidence → |
| Net income | 117,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,676,000 | USD | evidence → |
| Total capital | 9,185,000 | USD | evidence → |
| Risk-weighted assets | 48,085,000 | USD | evidence → |