Call reports 2009
FROST STATE BANK — 2009
What FROST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 26,982,000 | 27,309,000 | 26,379,000 | 26,429,000 |
| Total loans | 20,967,000 | 22,173,000 | 22,009,000 | 22,454,000 |
| Allowance for loan losses | 209,000 | 242,000 | 242,000 | 238,000 |
| Securities available for sale | 481,000 | 433,000 | 364,000 | 298,000 |
| Securities held to maturity | 1,064,000 | 1,064,000 | 1,063,000 | 1,033,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,485,000 | 23,985,000 | 22,519,000 | 23,530,000 |
| Interest-bearing deposits | 22,255,000 | 21,649,000 | 20,807,000 | 20,822,000 |
| Noninterest-bearing deposits | 2,230,000 | 2,336,000 | 1,712,000 | 2,708,000 |
| Equity capital | 2,281,000 | 2,311,000 | 2,390,000 | 2,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 393,000 | 795,000 | 1,190,000 | 1,566,000 |
| Interest expense | 188,000 | 361,000 | 523,000 | 662,000 |
| Net interest income | 205,000 | 434,000 | 667,000 | 904,000 |
| Noninterest income | 28,000 | 65,000 | 97,000 | 128,000 |
| Noninterest expense | 105,000 | 232,000 | 346,000 | 500,000 |
| Provision for loan losses | 0 | 100,000 | 125,000 | 125,000 |
| Pretax income | 128,000 | 167,000 | 293,000 | 407,000 |
| Income tax | 48,000 | 56,000 | 103,000 | 142,000 |
| Net income | 80,000 | 111,000 | 190,000 | 265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,279,000 | 2,308,000 | 2,386,000 | 2,463,000 |
| Total capital | 2,488,000 | 2,550,000 | 2,628,000 | 2,701,000 |
| Risk-weighted assets | 21,568,000 | 22,632,000 | 22,266,000 | 22,660,000 |
Machine access — free, no API key
Every figure shown here about FROST STATE BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.