Call reports 2026
MAGNOLIA BANK, INC — 2026
What MAGNOLIA BANK, INC reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 523,738,000 | 546,325,000 |
| Total loans | 453,038,000 | 478,279,000 |
| Allowance for loan losses | 7,056,000 | 7,934,000 |
| Securities available for sale | 44,010,000 | 43,062,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 436,341,000 | 449,530,000 |
| Interest-bearing deposits | 384,141,000 | 394,200,000 |
| Noninterest-bearing deposits | 52,200,000 | 55,330,000 |
| Equity capital | 55,461,000 | 55,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,216,000 | 14,897,000 |
| Interest expense | 2,852,000 | 5,676,000 |
| Net interest income | 4,364,000 | 9,221,000 |
| Noninterest income | 12,721,000 | 23,721,000 |
| Noninterest expense | 14,845,000 | 28,949,000 |
| Provision for loan losses | 97,000 | 975,000 |
| Pretax income | 2,093,000 | 2,788,000 |
| Income tax | 170,000 | 343,000 |
| Net income | 1,923,000 | 2,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 57,506,000 | 57,285,000 |