Call reports 2022
MAGNOLIA BANK, INC — 2022
What MAGNOLIA BANK, INC reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 452,871,000 | 452,507,000 | 455,984,000 | 450,910,000 |
| Total loans | 217,852,000 | 200,612,000 | 210,344,000 | 239,951,000 |
| Allowance for loan losses | 3,203,000 | 3,224,000 | 3,244,000 | 3,241,000 |
| Securities available for sale | 161,932,000 | 187,375,000 | 164,533,000 | 165,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,649,000 | 376,454,000 | 386,346,000 | 372,913,000 |
| Interest-bearing deposits | 330,510,000 | 328,534,000 | 338,732,000 | 333,146,000 |
| Noninterest-bearing deposits | 41,139,000 | 47,920,000 | 47,614,000 | 39,767,000 |
| Equity capital | 53,291,000 | 49,153,000 | 43,569,000 | 40,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,729,000 | 5,430,000 | 8,640,000 | 12,828,000 |
| Interest expense | 306,000 | 678,000 | 1,286,000 | 2,446,000 |
| Net interest income | 2,423,000 | 4,752,000 | 7,354,000 | 10,382,000 |
| Noninterest income | 15,881,000 | 29,429,000 | 38,824,000 | 45,657,000 |
| Noninterest expense | 16,704,000 | 33,302,000 | 46,313,000 | 56,732,000 |
| Provision for loan losses | 0 | 22,000 | 46,000 | 46,000 |
| Pretax income | 1,600,000 | 857,000 | -181,000 | -739,000 |
| Income tax | 113,000 | 181,000 | 173,000 | 166,000 |
| Net income | 1,487,000 | 676,000 | -354,000 | -905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,608,000 | 56,491,000 | 55,592,000 | 50,219,000 |