Call reports 2019
MAGNOLIA BANK, INC — 2019
What MAGNOLIA BANK, INC reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 266,564,000 | 279,700,000 | 320,976,000 | 313,272,000 |
| Total loans | 200,625,000 | 220,592,000 | 254,839,000 | 243,571,000 |
| Allowance for loan losses | 1,490,000 | 1,510,000 | 1,629,000 | 1,688,000 |
| Securities available for sale | 26,311,000 | 25,532,000 | 23,630,000 | 24,516,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,594,000 | 237,482,000 | 266,993,000 | 238,137,000 |
| Interest-bearing deposits | 194,184,000 | 206,698,000 | 236,059,000 | 210,825,000 |
| Noninterest-bearing deposits | 26,410,000 | 30,784,000 | 30,934,000 | 27,312,000 |
| Equity capital | 25,441,000 | 27,478,000 | 31,907,000 | 29,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,670,000 | 5,513,000 | 8,632,000 | 11,709,000 |
| Interest expense | 812,000 | 1,634,000 | 2,582,000 | 3,520,000 |
| Net interest income | 1,858,000 | 3,879,000 | 6,050,000 | 8,189,000 |
| Noninterest income | 9,315,000 | 22,441,000 | 42,334,000 | 59,227,000 |
| Noninterest expense | 10,472,000 | 23,112,000 | 40,197,000 | 60,032,000 |
| Provision for loan losses | 43,000 | 65,000 | 152,000 | 217,000 |
| Pretax income | 658,000 | 3,143,000 | 8,035,000 | 7,214,000 |
| Income tax | 12,000 | 71,000 | 80,000 | 107,000 |
| Net income | 646,000 | 3,072,000 | 7,955,000 | 7,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,786,000 | 25,024,000 | 31,581,000 | 28,545,000 |
| Total capital | 24,276,000 | 26,534,000 | 33,210,000 | 30,233,000 |
| Risk-weighted assets | 180,182,000 | 181,937,000 | 186,672,000 | 185,260,000 |