Call reports 2018
MAGNOLIA BANK, INC — 2018
What MAGNOLIA BANK, INC reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 239,036,000 | 240,532,000 | 235,866,000 | 268,405,000 |
| Total loans | 168,545,000 | 187,524,000 | 191,484,000 | 202,912,000 |
| Allowance for loan losses | 1,622,000 | 1,321,000 | 1,349,000 | 1,446,000 |
| Securities available for sale | 23,138,000 | 21,784,000 | 22,793,000 | 23,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,638,000 | 211,130,000 | 199,993,000 | 231,141,000 |
| Interest-bearing deposits | 197,122,000 | 184,492,000 | 174,590,000 | 204,901,000 |
| Noninterest-bearing deposits | 12,516,000 | 26,638,000 | 25,403,000 | 26,240,000 |
| Equity capital | 24,383,000 | 24,184,000 | 24,708,000 | 24,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,298,000 | 4,661,000 | 7,277,000 | 10,043,000 |
| Interest expense | 564,000 | 1,153,000 | 1,783,000 | 2,548,000 |
| Net interest income | 1,734,000 | 3,508,000 | 5,494,000 | 7,495,000 |
| Noninterest income | 10,421,000 | 19,004,000 | 28,895,000 | 39,357,000 |
| Noninterest expense | 11,269,000 | 21,252,000 | 31,956,000 | 43,557,000 |
| Provision for loan losses | 65,000 | -220,000 | -177,000 | -155,000 |
| Pretax income | 821,000 | 1,480,000 | 2,610,000 | 3,450,000 |
| Income tax | 11,000 | 15,000 | 12,000 | 10,000 |
| Net income | 810,000 | 1,465,000 | 2,598,000 | 3,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,782,000 | 19,774,000 | 22,681,000 | 21,952,000 |
| Total capital | 22,404,000 | 21,095,000 | 24,030,000 | 23,398,000 |
| Risk-weighted assets | 157,460,000 | 158,525,000 | 163,785,000 | 170,353,000 |