Call reports 2017
MAGNOLIA BANK, INC — 2017
What MAGNOLIA BANK, INC reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 195,525,000 | 211,315,000 | 210,305,000 | 240,467,000 |
| Total loans | 145,011,000 | 163,406,000 | 160,423,000 | 193,064,000 |
| Allowance for loan losses | 1,372,000 | 1,440,000 | 1,521,000 | 1,548,000 |
| Securities available for sale | 26,199,000 | 26,094,000 | 27,594,000 | 23,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,575,000 | 178,454,000 | 178,401,000 | 197,881,000 |
| Interest-bearing deposits | 125,690,000 | 139,928,000 | 141,586,000 | 160,683,000 |
| Noninterest-bearing deposits | 36,885,000 | 38,526,000 | 36,815,000 | 37,198,000 |
| Equity capital | 23,211,000 | 22,909,000 | 23,989,000 | 23,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,766,000 | 3,831,000 | 5,995,000 | 8,286,000 |
| Interest expense | 315,000 | 651,000 | 1,029,000 | 1,480,000 |
| Net interest income | 1,451,000 | 3,180,000 | 4,966,000 | 6,806,000 |
| Noninterest income | 3,614,000 | 7,396,000 | 12,656,000 | 22,025,000 |
| Noninterest expense | 4,299,000 | 8,612,000 | 14,266,000 | 24,742,000 |
| Provision for loan losses | 65,000 | 130,000 | 195,000 | 260,000 |
| Pretax income | 701,000 | 1,834,000 | 3,161,000 | 3,832,000 |
| Income tax | 24,000 | 49,000 | 57,000 | 51,000 |
| Net income | 677,000 | 1,785,000 | 3,104,000 | 3,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,255,000 | 21,127,000 | 21,653,000 | 21,265,000 |
| Total capital | 23,627,000 | 22,567,000 | 23,174,000 | 22,813,000 |
| Risk-weighted assets | 136,088,000 | 140,557,000 | 146,670,000 | 153,628,000 |