Call reports 2016
MAGNOLIA BANK, INC — 2016
What MAGNOLIA BANK, INC reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 178,635,000 | 200,571,000 | 198,565,000 | 195,406,000 |
| Total loans | 138,356,000 | 157,434,000 | 152,823,000 | 147,630,000 |
| Allowance for loan losses | 1,342,000 | 1,339,000 | 1,321,000 | 1,307,000 |
| Securities available for sale | 23,276,000 | 23,616,000 | 19,243,000 | 23,740,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,899,000 | 164,500,000 | 162,162,000 | 161,955,000 |
| Interest-bearing deposits | 111,497,000 | 128,212,000 | 126,801,000 | 127,062,000 |
| Noninterest-bearing deposits | 30,402,000 | 36,288,000 | 35,361,000 | 34,893,000 |
| Equity capital | 20,046,000 | 19,656,000 | 21,862,000 | 22,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,687,000 | 3,569,000 | 5,539,000 | 7,449,000 |
| Interest expense | 279,000 | 574,000 | 892,000 | 1,213,000 |
| Net interest income | 1,408,000 | 2,995,000 | 4,647,000 | 6,236,000 |
| Noninterest income | 3,248,000 | 6,815,000 | 11,918,000 | 18,098,000 |
| Noninterest expense | 4,223,000 | 9,270,000 | 13,447,000 | 18,766,000 |
| Provision for loan losses | 13,000 | 25,000 | 38,000 | 50,000 |
| Pretax income | 420,000 | 515,000 | 3,080,000 | 5,518,000 |
| Income tax | 8,000 | 27,000 | 35,000 | 34,000 |
| Net income | 412,000 | 488,000 | 3,045,000 | 5,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,306,000 | 17,501,000 | 19,218,000 | 22,402,000 |
| Total capital | 19,648,000 | 18,840,000 | 20,539,000 | 23,709,000 |
| Risk-weighted assets | 150,664,000 | 160,198,000 | 131,005,000 | 132,473,000 |