Call reports 2015
MAGNOLIA BANK, INC — 2015
What MAGNOLIA BANK, INC reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 172,176,000 | 173,580,000 | 166,509,000 | 180,082,000 |
| Total loans | 135,137,000 | 137,846,000 | 131,909,000 | 142,385,000 |
| Allowance for loan losses | 1,296,000 | 1,296,000 | 1,309,000 | 1,315,000 |
| Securities available for sale | 22,297,000 | 20,259,000 | 19,176,000 | 20,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,280,000 | 135,563,000 | 133,870,000 | 139,432,000 |
| Interest-bearing deposits | 107,621,000 | 109,095,000 | 106,926,000 | 109,815,000 |
| Noninterest-bearing deposits | 24,659,000 | 26,468,000 | 26,944,000 | 29,617,000 |
| Equity capital | 16,736,000 | 17,877,000 | 18,784,000 | 20,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,684,000 | 3,486,000 | 5,211,000 | 6,885,000 |
| Interest expense | 238,000 | 502,000 | 765,000 | 1,034,000 |
| Net interest income | 1,446,000 | 2,984,000 | 4,446,000 | 5,851,000 |
| Noninterest income | 3,130,000 | 6,970,000 | 11,183,000 | 13,788,000 |
| Noninterest expense | 3,738,000 | 7,165,000 | 11,739,000 | 14,908,000 |
| Provision for loan losses | 12,000 | 25,000 | 38,000 | 85,000 |
| Pretax income | 826,000 | 2,785,000 | 3,891,000 | 4,706,000 |
| Income tax | 4,000 | 10,000 | 16,000 | 17,000 |
| Net income | 822,000 | 2,775,000 | 3,875,000 | 4,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,435,000 | 17,278,000 | 17,824,000 | 19,362,000 |
| Total capital | 17,731,000 | 18,574,000 | 19,133,000 | 20,677,000 |
| Risk-weighted assets | 151,375,000 | 150,559,000 | 147,789,000 | 149,855,000 |