Call reports 2014
MAGNOLIA BANK, INC — 2014
What MAGNOLIA BANK, INC reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 141,262,000 | 151,320,000 | 154,846,000 | 164,706,000 |
| Total loans | 111,095,000 | 119,219,000 | 119,973,000 | 131,587,000 |
| Allowance for loan losses | 1,388,000 | 1,165,000 | 1,138,000 | 1,283,000 |
| Securities available for sale | 22,727,000 | 21,818,000 | 20,572,000 | 22,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,123,000 | 126,136,000 | 121,247,000 | 130,411,000 |
| Interest-bearing deposits | 97,026,000 | 107,224,000 | 99,341,000 | 105,224,000 |
| Noninterest-bearing deposits | 18,097,000 | 18,912,000 | 21,905,000 | 25,187,000 |
| Equity capital | 15,303,000 | 15,291,000 | 15,639,000 | 16,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,486,000 | 2,994,000 | 4,621,000 | 6,307,000 |
| Interest expense | 262,000 | 518,000 | 770,000 | 1,018,000 |
| Net interest income | 1,224,000 | 2,476,000 | 3,851,000 | 5,289,000 |
| Noninterest income | 2,131,000 | 4,297,000 | 6,094,000 | 8,386,000 |
| Noninterest expense | 2,983,000 | 6,169,000 | 8,806,000 | 11,909,000 |
| Provision for loan losses | 13,000 | 25,000 | 38,000 | 50,000 |
| Pretax income | 374,000 | 594,000 | 1,116,000 | 1,731,000 |
| Income tax | 0 | 0 | 4,000 | 4,000 |
| Net income | 374,000 | 594,000 | 1,112,000 | 1,727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,333,000 | 15,163,000 | 15,512,000 | 16,027,000 |
| Total capital | 16,721,000 | 16,328,000 | 16,650,000 | 17,310,000 |
| Risk-weighted assets | 126,494,000 | 140,730,000 | 139,950,000 | 148,112,000 |