Call reports 2013
MAGNOLIA BANK, INC — 2013
What MAGNOLIA BANK, INC reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 133,252,000 | 137,282,000 | 144,150,000 | 144,156,000 |
| Total loans | 102,245,000 | 101,627,000 | 104,135,000 | 107,732,000 |
| Allowance for loan losses | 1,242,000 | 1,320,000 | 1,358,000 | 1,375,000 |
| Securities available for sale | 20,970,000 | 21,430,000 | 21,457,000 | 21,610,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,489,000 | 111,610,000 | 118,832,000 | 119,367,000 |
| Interest-bearing deposits | 90,587,000 | 95,040,000 | 99,173,000 | 98,366,000 |
| Noninterest-bearing deposits | 16,902,000 | 16,570,000 | 19,659,000 | 21,001,000 |
| Equity capital | 16,302,000 | 15,838,000 | 15,382,000 | 15,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,466,000 | 2,971,000 | 4,581,000 | 6,135,000 |
| Interest expense | 305,000 | 615,000 | 892,000 | 1,173,000 |
| Net interest income | 1,161,000 | 2,356,000 | 3,689,000 | 4,962,000 |
| Noninterest income | 2,610,000 | 4,540,000 | 7,058,000 | 8,236,000 |
| Noninterest expense | 2,662,000 | 5,138,000 | 9,039,000 | 11,560,000 |
| Provision for loan losses | 50,000 | 150,000 | 200,000 | 217,000 |
| Pretax income | 1,059,000 | 1,608,000 | 1,508,000 | 1,421,000 |
| Income tax | 2,000 | 2,000 | 14,000 | 17,000 |
| Net income | 1,057,000 | 1,606,000 | 1,494,000 | 1,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,923,000 | 15,938,000 | 15,471,000 | 15,294,000 |
| Total capital | 17,165,000 | 17,258,000 | 16,829,000 | 16,669,000 |
| Risk-weighted assets | 111,384,000 | 116,394,000 | 115,322,000 | 118,944,000 |