Call reports 2011
MAGNOLIA BANK, INC — 2011
What MAGNOLIA BANK, INC reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 125,572,000 | 123,690,000 | 128,983,000 | 133,582,000 |
| Total loans | 86,123,000 | 93,043,000 | 94,376,000 | 99,165,000 |
| Allowance for loan losses | 848,000 | 870,000 | 891,000 | 943,000 |
| Securities available for sale | 23,305,000 | 22,860,000 | 23,421,000 | 19,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,501,000 | 99,475,000 | 102,500,000 | 106,946,000 |
| Interest-bearing deposits | 86,654,000 | 85,258,000 | 88,670,000 | 92,929,000 |
| Noninterest-bearing deposits | 14,847,000 | 14,216,000 | 13,830,000 | 14,018,000 |
| Equity capital | 11,690,000 | 12,001,000 | 14,311,000 | 14,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,580,000 | 3,174,000 | 4,818,000 | 6,527,000 |
| Interest expense | 497,000 | 966,000 | 1,398,000 | 1,812,000 |
| Net interest income | 1,083,000 | 2,208,000 | 3,420,000 | 4,715,000 |
| Noninterest income | 431,000 | 1,076,000 | 2,091,000 | 3,073,000 |
| Noninterest expense | 1,376,000 | 2,745,000 | 4,271,000 | 5,893,000 |
| Provision for loan losses | 3,000 | 65,000 | 123,000 | 205,000 |
| Pretax income | 135,000 | 585,000 | 1,228,000 | 1,801,000 |
| Income tax | 1,000 | 10,000 | 15,000 | 20,000 |
| Net income | 134,000 | 575,000 | 1,213,000 | 1,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,355,000 | 11,583,000 | 13,862,000 | 14,331,000 |
| Total capital | 12,203,000 | 12,453,000 | 14,753,000 | 15,274,000 |
| Risk-weighted assets | 84,232,000 | 87,479,000 | 88,394,000 | 112,499,000 |