Call reports 2010
MAGNOLIA BANK, INC — 2010
What MAGNOLIA BANK, INC reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 124,002,000 | 122,348,000 | 127,984,000 | 130,979,000 |
| Total loans | 83,002,000 | 84,242,000 | 93,865,000 | 89,109,000 |
| Allowance for loan losses | 846,000 | 875,000 | 861,000 | 852,000 |
| Securities available for sale | 21,295,000 | 20,686,000 | 21,702,000 | 22,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,633,000 | 95,153,000 | 100,140,000 | 103,384,000 |
| Interest-bearing deposits | 84,814,000 | 82,885,000 | 83,616,000 | 86,609,000 |
| Noninterest-bearing deposits | 11,819,000 | 12,269,000 | 16,525,000 | 16,775,000 |
| Equity capital | 11,020,000 | 11,069,000 | 11,818,000 | 11,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,619,000 | 3,215,000 | 4,893,000 | 6,566,000 |
| Interest expense | 608,000 | 1,183,000 | 1,745,000 | 2,281,000 |
| Net interest income | 1,011,000 | 2,032,000 | 3,148,000 | 4,285,000 |
| Noninterest income | 396,000 | 781,000 | 1,461,000 | 2,274,000 |
| Noninterest expense | 1,094,000 | 2,274,000 | 3,509,000 | 4,837,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 100,000 |
| Pretax income | 297,000 | 523,000 | 1,084,000 | 1,584,000 |
| Income tax | 0 | 0 | 0 | 4,000 |
| Net income | 297,000 | 523,000 | 1,084,000 | 1,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,727,000 | 10,704,000 | 11,140,000 | 11,539,000 |
| Total capital | 11,573,000 | 11,579,000 | 12,001,000 | 12,391,000 |
| Risk-weighted assets | 89,541,000 | 89,482,000 | 91,011,000 | 89,694,000 |