Call reports 2009
MAGNOLIA BANK, INC — 2009
What MAGNOLIA BANK, INC reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 119,655,000 | 125,034,000 | 125,350,000 | 125,649,000 |
| Total loans | 83,769,000 | 90,221,000 | 93,607,000 | 90,776,000 |
| Allowance for loan losses | 814,000 | 843,000 | 893,000 | 827,000 |
| Securities available for sale | 28,884,000 | 28,443,000 | 23,477,000 | 21,783,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,941,000 | 96,733,000 | 96,634,000 | 97,059,000 |
| Interest-bearing deposits | 83,849,000 | 85,397,000 | 86,091,000 | 85,043,000 |
| Noninterest-bearing deposits | 9,092,000 | 11,336,000 | 10,543,000 | 12,017,000 |
| Equity capital | 9,871,000 | 10,108,000 | 10,754,000 | 10,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,738,000 | 3,520,000 | 5,393,000 | 7,123,000 |
| Interest expense | 746,000 | 1,497,000 | 2,231,000 | 2,914,000 |
| Net interest income | 992,000 | 2,023,000 | 3,162,000 | 4,209,000 |
| Noninterest income | 259,000 | 623,000 | 877,000 | 1,266,000 |
| Noninterest expense | 906,000 | 1,900,000 | 3,007,000 | 4,154,000 |
| Provision for loan losses | 0 | 38,000 | 96,000 | 126,000 |
| Pretax income | 345,000 | 708,000 | 977,000 | 1,236,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 345,000 | 708,000 | 977,000 | 1,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,949,000 | 10,236,000 | 10,318,000 | 10,556,000 |
| Total capital | 10,763,000 | 11,079,000 | 11,211,000 | 11,383,000 |
| Risk-weighted assets | 87,225,000 | 89,671,000 | 91,385,000 | 93,293,000 |