Call reports 2006
MAGNOLIA BANK, INC — 2006
What MAGNOLIA BANK, INC reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 94,054,000 | 95,406,000 | 105,531,000 | 108,403,000 |
| Total loans | 63,895,000 | 65,647,000 | 69,147,000 | 70,513,000 |
| Allowance for loan losses | 832,000 | 825,000 | 828,000 | 818,000 |
| Securities available for sale | 19,517,000 | 22,738,000 | 27,466,000 | 23,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,316,000 | 74,823,000 | 78,243,000 | 83,697,000 |
| Interest-bearing deposits | 61,917,000 | 63,383,000 | 67,766,000 | 72,334,000 |
| Noninterest-bearing deposits | 12,400,000 | 11,440,000 | 10,478,000 | 11,364,000 |
| Equity capital | 7,458,000 | 7,420,000 | 7,878,000 | 8,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,502,000 | 3,085,000 | 4,844,000 | 6,672,000 |
| Interest expense | 689,000 | 1,392,000 | 2,250,000 | 3,184,000 |
| Net interest income | 813,000 | 1,693,000 | 2,594,000 | 3,488,000 |
| Noninterest income | 153,000 | 325,000 | 519,000 | 718,000 |
| Noninterest expense | 732,000 | 1,472,000 | 2,291,000 | 3,085,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 233,000 | 545,000 | 821,000 | 1,120,000 |
| Income tax | 58,000 | 146,000 | 209,000 | 304,000 |
| Net income | 175,000 | 399,000 | 612,000 | 816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,703,000 | 7,870,000 | 7,997,000 | 8,190,000 |
| Total capital | 8,507,000 | 8,695,000 | 8,825,000 | 9,008,000 |
| Risk-weighted assets | 64,332,000 | 66,714,000 | 71,621,000 | 72,312,000 |