Call reports 2001
MAGNOLIA BANK, INC — 2001
What MAGNOLIA BANK, INC reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 75,103,000 | 75,953,000 | 86,598,000 | 84,981,000 |
| Total loans | 47,386,000 | 47,666,000 | 46,542,000 | 43,731,000 |
| Allowance for loan losses | 773,000 | 802,000 | 846,000 | 831,000 |
| Securities available for sale | 16,005,000 | 19,906,000 | 32,790,000 | 35,028,000 |
| Securities held to maturity | 764,000 | 706,000 | 659,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,254,000 | 54,916,000 | 65,099,000 | 64,001,000 |
| Interest-bearing deposits | 50,927,000 | 50,731,000 | 59,673,000 | 59,275,000 |
| Noninterest-bearing deposits | 4,327,000 | 4,185,000 | 5,426,000 | 4,727,000 |
| Equity capital | 6,403,000 | 6,427,000 | 6,596,000 | 6,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,485,000 | 2,922,000 | 4,433,000 | 5,903,000 |
| Interest expense | 866,000 | 1,732,000 | 2,654,000 | 3,525,000 |
| Net interest income | 619,000 | 1,190,000 | 1,779,000 | 2,378,000 |
| Noninterest income | 132,000 | 220,000 | 348,000 | 421,000 |
| Noninterest expense | 489,000 | 974,000 | 1,436,000 | 1,901,000 |
| Provision for loan losses | 59,000 | 119,000 | 204,000 | 255,000 |
| Pretax income | 203,000 | 317,000 | 510,000 | 774,000 |
| Income tax | 67,000 | 111,000 | 175,000 | 274,000 |
| Net income | 136,000 | 206,000 | 335,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,810,000 | 5,849,000 | 5,912,000 | 6,008,000 |
| Total capital | 6,382,000 | 6,411,000 | 6,508,000 | 6,585,000 |
| Risk-weighted assets | 45,543,000 | 44,724,000 | 47,452,000 | 46,254,000 |