Call reports 2025
HONESDALE NATIONAL BANK, THE — 2025
What HONESDALE NATIONAL BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,068,334,000 | 1,072,083,000 | 1,121,032,000 | 1,126,023,000 |
| Total loans | 801,885,000 | 839,247,000 | 870,742,000 | 888,275,000 |
| Allowance for loan losses | 12,859,000 | 13,678,000 | 14,455,000 | 14,259,000 |
| Securities available for sale | 173,432,000 | 166,227,000 | 162,898,000 | 153,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 917,761,000 | 919,385,000 | 959,758,000 | 961,036,000 |
| Interest-bearing deposits | 627,229,000 | 628,747,000 | 650,064,000 | 668,992,000 |
| Noninterest-bearing deposits | 290,532,000 | 290,638,000 | 309,694,000 | 292,044,000 |
| Equity capital | 135,119,000 | 136,135,000 | 143,546,000 | 148,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 14,225,000 | 29,201,000 | 45,100,000 | 61,472,000 |
| Interest expense | 4,363,000 | 8,587,000 | 12,900,000 | 17,400,000 |
| Net interest income | 9,862,000 | 20,614,000 | 32,200,000 | 44,072,000 |
| Noninterest income | 1,383,000 | 3,144,000 | 4,734,000 | 6,421,000 |
| Noninterest expense | 6,652,000 | 13,791,000 | 20,770,000 | 27,956,000 |
| Provision for loan losses | 600,000 | 1,500,000 | 2,300,000 | 2,250,000 |
| Pretax income | 3,993,000 | 8,467,000 | 13,864,000 | 20,192,000 |
| Income tax | 693,000 | 1,476,000 | 2,443,000 | 3,591,000 |
| Net income | 3,300,000 | 6,991,000 | 11,421,000 | 16,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 144,850,000 | 146,741,000 | 151,171,000 | 155,001,000 |