Call reports 2024
HONESDALE NATIONAL BANK, THE — 2024
What HONESDALE NATIONAL BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 961,469,000 | 978,162,000 | 1,048,326,000 | 1,042,640,000 |
| Total loans | 703,807,000 | 731,016,000 | 756,734,000 | 782,383,000 |
| Allowance for loan losses | 11,542,000 | 12,262,000 | 11,663,000 | 12,298,000 |
| Securities available for sale | 181,967,000 | 173,100,000 | 177,991,000 | 179,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 823,816,000 | 836,168,000 | 898,000,000 | 894,175,000 |
| Interest-bearing deposits | 557,612,000 | 564,824,000 | 609,415,000 | 617,736,000 |
| Noninterest-bearing deposits | 266,204,000 | 271,344,000 | 288,585,000 | 276,439,000 |
| Equity capital | 123,973,000 | 127,210,000 | 133,091,000 | 132,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 11,832,000 | 24,287,000 | 37,851,000 | 52,093,000 |
| Interest expense | 3,456,000 | 7,137,000 | 11,378,000 | 15,904,000 |
| Net interest income | 8,376,000 | 17,150,000 | 26,473,000 | 36,189,000 |
| Noninterest income | 1,446,000 | 2,927,000 | 4,414,000 | 5,939,000 |
| Noninterest expense | 6,172,000 | 12,557,000 | 19,046,000 | 25,275,000 |
| Provision for loan losses | 125,000 | 875,000 | 350,000 | 950,000 |
| Pretax income | 3,525,000 | 6,645,000 | 11,491,000 | 15,903,000 |
| Income tax | 612,000 | 1,144,000 | 2,027,000 | 2,813,000 |
| Net income | 2,913,000 | 5,501,000 | 9,464,000 | 13,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,422,000 | 138,011,000 | 140,623,000 | 142,899,000 |