Call reports 2023
HONESDALE NATIONAL BANK, THE — 2023
What HONESDALE NATIONAL BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 937,439,000 | 943,653,000 | 963,038,000 | 963,310,000 |
| Total loans | 659,962,000 | 677,026,000 | 695,935,000 | 696,715,000 |
| Allowance for loan losses | 10,910,000 | 11,127,000 | 11,332,000 | 11,465,000 |
| Securities available for sale | 217,315,000 | 205,816,000 | 190,217,000 | 189,870,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 806,548,000 | 815,034,000 | 835,250,000 | 825,886,000 |
| Interest-bearing deposits | 513,292,000 | 533,957,000 | 546,584,000 | 565,196,000 |
| Noninterest-bearing deposits | 293,256,000 | 281,077,000 | 288,666,000 | 260,690,000 |
| Equity capital | 116,703,000 | 117,111,000 | 113,671,000 | 123,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,516,000 | 19,789,000 | 30,843,000 | 42,678,000 |
| Interest expense | 1,189,000 | 3,104,000 | 5,592,000 | 8,694,000 |
| Net interest income | 8,327,000 | 16,685,000 | 25,251,000 | 33,984,000 |
| Noninterest income | 1,288,000 | 2,800,000 | 4,282,000 | 5,677,000 |
| Noninterest expense | 5,870,000 | 11,750,000 | 17,617,000 | 23,794,000 |
| Provision for loan losses | 125,000 | 325,000 | 525,000 | 650,000 |
| Pretax income | 3,620,000 | 7,410,000 | 11,391,000 | 15,217,000 |
| Income tax | 605,000 | 1,260,000 | 1,960,000 | 2,635,000 |
| Net income | 3,015,000 | 6,150,000 | 9,431,000 | 12,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,072,000 | 130,038,000 | 130,617,000 | 133,769,000 |