Call reports 2022
HONESDALE NATIONAL BANK, THE — 2022
What HONESDALE NATIONAL BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 957,313,000 | 950,407,000 | 928,371,000 | 921,260,000 |
| Total loans | 572,165,000 | 594,090,000 | 612,635,000 | 636,665,000 |
| Allowance for loan losses | 10,708,000 | 11,080,000 | 11,202,000 | 11,179,000 |
| Securities available for sale | 215,707,000 | 243,617,000 | 246,086,000 | 224,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 835,737,000 | 832,908,000 | 813,815,000 | 783,846,000 |
| Interest-bearing deposits | 539,796,000 | 522,410,000 | 507,689,000 | 491,293,000 |
| Noninterest-bearing deposits | 295,941,000 | 310,498,000 | 306,126,000 | 292,553,000 |
| Equity capital | 112,907,000 | 108,481,000 | 104,446,000 | 111,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,253,000 | 15,179,000 | 23,829,000 | 32,940,000 |
| Interest expense | 290,000 | 556,000 | 868,000 | 1,467,000 |
| Net interest income | 6,963,000 | 14,623,000 | 22,961,000 | 31,473,000 |
| Noninterest income | 1,421,000 | 3,058,000 | 4,618,000 | 9,699,000 |
| Noninterest expense | 5,420,000 | 10,880,000 | 16,477,000 | 24,366,000 |
| Provision for loan losses | 0 | 200,000 | 300,000 | 300,000 |
| Pretax income | 2,964,000 | 6,601,000 | 10,802,000 | 15,944,000 |
| Income tax | 489,000 | 1,109,000 | 1,827,000 | 2,744,000 |
| Net income | 2,475,000 | 5,492,000 | 8,975,000 | 13,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,076,000 | 119,743,000 | 122,110,000 | 126,352,000 |