Call reports 2021
HONESDALE NATIONAL BANK, THE — 2021
What HONESDALE NATIONAL BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 848,237,000 | 877,392,000 | 914,568,000 | 944,670,000 |
| Total loans | 562,494,000 | 567,406,000 | 561,232,000 | 562,606,000 |
| Allowance for loan losses | 10,140,000 | 10,423,000 | 10,449,000 | 10,630,000 |
| Securities available for sale | 139,213,000 | 148,523,000 | 146,249,000 | 152,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 726,524,000 | 753,502,000 | 787,046,000 | 817,382,000 |
| Interest-bearing deposits | 476,149,000 | 476,394,000 | 506,575,000 | 535,419,000 |
| Noninterest-bearing deposits | 250,375,000 | 277,108,000 | 280,471,000 | 281,963,000 |
| Equity capital | 112,803,000 | 114,789,000 | 117,482,000 | 118,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,376,000 | 14,692,000 | 22,145,000 | 29,152,000 |
| Interest expense | 360,000 | 679,000 | 969,000 | 1,276,000 |
| Net interest income | 7,016,000 | 14,013,000 | 21,176,000 | 27,876,000 |
| Noninterest income | 2,079,000 | 4,448,000 | 6,166,000 | 7,828,000 |
| Noninterest expense | 5,235,000 | 10,565,000 | 16,097,000 | 22,208,000 |
| Provision for loan losses | 0 | 375,000 | 375,000 | 600,000 |
| Pretax income | 3,860,000 | 7,521,000 | 10,870,000 | 12,896,000 |
| Income tax | 653,000 | 1,228,000 | 1,797,000 | 2,080,000 |
| Net income | 3,207,000 | 6,293,000 | 9,073,000 | 10,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,158,000 | 112,896,000 | 115,676,000 | 117,005,000 |