Call reports 2020
HONESDALE NATIONAL BANK, THE — 2020
What HONESDALE NATIONAL BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 701,224,000 | 775,226,000 | 800,602,000 | 811,587,000 |
| Total loans | 525,926,000 | 564,989,000 | 565,655,000 | 562,579,000 |
| Allowance for loan losses | 9,203,000 | 9,604,000 | 9,774,000 | 10,227,000 |
| Securities available for sale | 108,502,000 | 111,799,000 | 120,096,000 | 134,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 586,993,000 | 656,925,000 | 680,873,000 | 689,705,000 |
| Interest-bearing deposits | 421,023,000 | 445,204,000 | 454,721,000 | 462,043,000 |
| Noninterest-bearing deposits | 165,970,000 | 211,721,000 | 226,152,000 | 227,662,000 |
| Equity capital | 104,587,000 | 108,436,000 | 109,808,000 | 111,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,453,000 | 14,784,000 | 22,048,000 | 29,479,000 |
| Interest expense | 1,053,000 | 1,853,000 | 2,362,000 | 2,772,000 |
| Net interest income | 6,400,000 | 12,931,000 | 19,686,000 | 26,707,000 |
| Noninterest income | 1,402,000 | 2,805,000 | 5,006,000 | 7,165,000 |
| Noninterest expense | 4,899,000 | 9,894,000 | 15,223,000 | 20,985,000 |
| Provision for loan losses | 400,000 | 800,000 | 1,250,000 | 1,575,000 |
| Pretax income | 2,503,000 | 5,042,000 | 8,219,000 | 11,312,000 |
| Income tax | 368,000 | 748,000 | 1,245,000 | 1,854,000 |
| Net income | 2,135,000 | 4,294,000 | 6,974,000 | 9,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,058,000 | 106,389,000 | 107,719,000 | 109,303,000 |
| Total capital | 112,129,000 | — | — | — |
| Risk-weighted assets | 563,287,000 | — | — | — |