Call reports 2019
HONESDALE NATIONAL BANK, THE — 2019
What HONESDALE NATIONAL BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 670,315,000 | 696,312,000 | 706,178,000 | 705,414,000 |
| Total loans | 523,922,000 | 525,945,000 | 529,774,000 | 526,229,000 |
| Allowance for loan losses | 9,275,000 | 9,541,000 | 8,988,000 | 8,946,000 |
| Securities available for sale | 94,424,000 | 107,858,000 | 108,644,000 | 121,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 555,288,000 | 585,048,000 | 591,447,000 | 591,080,000 |
| Interest-bearing deposits | 402,079,000 | 423,010,000 | 415,282,000 | 427,157,000 |
| Noninterest-bearing deposits | 153,209,000 | 162,038,000 | 176,165,000 | 163,923,000 |
| Equity capital | 100,542,000 | 102,150,000 | 104,522,000 | 104,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,141,000 | 14,685,000 | 22,313,000 | 29,927,000 |
| Interest expense | 874,000 | 1,947,000 | 3,046,000 | 4,163,000 |
| Net interest income | 6,267,000 | 12,738,000 | 19,267,000 | 25,764,000 |
| Noninterest income | 1,107,000 | 2,322,000 | 3,735,000 | 5,145,000 |
| Noninterest expense | 4,648,000 | 9,544,000 | 14,364,000 | 19,196,000 |
| Provision for loan losses | 350,000 | 750,000 | 1,400,000 | 1,475,000 |
| Pretax income | 2,376,000 | 4,766,000 | 7,275,000 | 10,275,000 |
| Income tax | 164,000 | 492,000 | 848,000 | 1,323,000 |
| Net income | 2,212,000 | 4,274,000 | 6,427,000 | 8,952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,982,000 | 101,143,000 | 103,296,000 | 103,751,000 |
| Total capital | 106,877,000 | 108,180,000 | 110,404,000 | 110,892,000 |
| Risk-weighted assets | 548,954,000 | 560,207,000 | 566,493,000 | 569,232,000 |