Call reports 2018
HONESDALE NATIONAL BANK, THE — 2018
What HONESDALE NATIONAL BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 630,012,000 | 638,897,000 | 645,991,000 | 659,788,000 |
| Total loans | 484,855,000 | 482,633,000 | 496,989,000 | 509,441,000 |
| Allowance for loan losses | 8,708,000 | 8,807,000 | 9,249,000 | 9,422,000 |
| Securities available for sale | 102,488,000 | 104,135,000 | 99,609,000 | 96,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 527,683,000 | 535,267,000 | 533,076,000 | 537,984,000 |
| Interest-bearing deposits | 380,977,000 | 378,517,000 | 374,641,000 | 387,581,000 |
| Noninterest-bearing deposits | 146,706,000 | 156,750,000 | 158,435,000 | 150,403,000 |
| Equity capital | 94,976,000 | 95,663,000 | 97,195,000 | 98,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,370,000 | 12,995,000 | 19,734,000 | 26,932,000 |
| Interest expense | 519,000 | 1,040,000 | 1,626,000 | 2,337,000 |
| Net interest income | 5,851,000 | 11,955,000 | 18,108,000 | 24,595,000 |
| Noninterest income | 1,159,000 | 2,541,000 | 3,529,000 | 4,741,000 |
| Noninterest expense | 4,422,000 | 9,051,000 | 13,507,000 | 18,089,000 |
| Provision for loan losses | 100,000 | 200,000 | 650,000 | 1,000,000 |
| Pretax income | 2,488,000 | 5,245,000 | 7,480,000 | 10,247,000 |
| Income tax | 345,000 | 763,000 | 1,064,000 | 1,486,000 |
| Net income | 2,143,000 | 4,482,000 | 6,416,000 | 8,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,822,000 | 95,631,000 | 97,567,000 | 98,561,000 |
| Total capital | 101,202,000 | 102,110,000 | 104,213,000 | 105,299,000 |
| Risk-weighted assets | 507,805,000 | 515,796,000 | 528,875,000 | 536,122,000 |