Call reports 2017
HONESDALE NATIONAL BANK, THE — 2017
What HONESDALE NATIONAL BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 615,115,000 | 625,512,000 | 630,125,000 | 642,686,000 |
| Total loans | 463,684,000 | 469,487,000 | 480,296,000 | 481,396,000 |
| Allowance for loan losses | 8,386,000 | 8,404,000 | 8,752,000 | 8,724,000 |
| Securities available for sale | 112,429,000 | 110,775,000 | 102,100,000 | 113,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 513,112,000 | 523,120,000 | 525,622,000 | 541,326,000 |
| Interest-bearing deposits | 382,659,000 | 377,036,000 | 373,552,000 | 396,681,000 |
| Noninterest-bearing deposits | 130,453,000 | 146,084,000 | 152,070,000 | 144,645,000 |
| Equity capital | 94,404,000 | 94,672,000 | 96,453,000 | 94,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,021,000 | 12,195,000 | 18,480,000 | 24,907,000 |
| Interest expense | 484,000 | 980,000 | 1,467,000 | 1,990,000 |
| Net interest income | 5,537,000 | 11,215,000 | 17,013,000 | 22,917,000 |
| Noninterest income | 1,073,000 | 2,194,000 | 3,382,000 | 4,611,000 |
| Noninterest expense | 4,086,000 | 8,148,000 | 12,283,000 | 16,843,000 |
| Provision for loan losses | 100,000 | 125,000 | 475,000 | 750,000 |
| Pretax income | 2,424,000 | 5,136,000 | 7,637,000 | 9,846,000 |
| Income tax | 551,000 | 1,200,000 | 1,792,000 | 3,674,000 |
| Net income | 1,873,000 | 3,936,000 | 5,845,000 | 6,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,501,000 | 93,369,000 | 95,278,000 | 93,417,000 |
| Total capital | 99,748,000 | 99,718,000 | 101,689,000 | 99,830,000 |
| Risk-weighted assets | 497,382,000 | 505,636,000 | 510,370,000 | 510,541,000 |