Call reports 2014
HONESDALE NATIONAL BANK, THE — 2014
What HONESDALE NATIONAL BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 585,865,000 | 589,327,000 | 591,336,000 | 593,043,000 |
| Total loans | 413,729,000 | 416,848,000 | 413,346,000 | 422,720,000 |
| Allowance for loan losses | 7,946,000 | 8,044,000 | 8,107,000 | 8,013,000 |
| Securities available for sale | 130,657,000 | 121,210,000 | 118,050,000 | 125,924,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 488,010,000 | 492,944,000 | 492,501,000 | 501,477,000 |
| Interest-bearing deposits | 386,650,000 | 384,577,000 | 379,314,000 | 390,835,000 |
| Noninterest-bearing deposits | 101,360,000 | 108,367,000 | 113,187,000 | 110,642,000 |
| Equity capital | 78,505,000 | 81,241,000 | 83,138,000 | 84,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,633,000 | 11,269,000 | 16,842,000 | 22,413,000 |
| Interest expense | 672,000 | 1,337,000 | 2,013,000 | 2,621,000 |
| Net interest income | 4,961,000 | 9,932,000 | 14,829,000 | 19,792,000 |
| Noninterest income | 1,050,000 | 2,177,000 | 3,270,000 | 4,364,000 |
| Noninterest expense | 3,767,000 | 7,322,000 | 10,910,000 | 14,328,000 |
| Provision for loan losses | 100,000 | 200,000 | 300,000 | 300,000 |
| Pretax income | 2,144,000 | 4,588,000 | 6,891,000 | 9,533,000 |
| Income tax | 454,000 | 1,012,000 | 1,535,000 | 2,159,000 |
| Net income | 1,690,000 | 3,576,000 | 5,356,000 | 7,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,937,000 | 80,358,000 | 81,674,000 | 82,672,000 |
| Total capital | 84,424,000 | 85,968,000 | 87,338,000 | 88,479,000 |
| Risk-weighted assets | 436,314,000 | 446,201,000 | 450,489,000 | 462,179,000 |