Call reports 2012
HONESDALE NATIONAL BANK, THE — 2012
What HONESDALE NATIONAL BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 573,882,000 | 578,114,000 | 566,715,000 | 579,821,000 |
| Total loans | 392,738,000 | 395,594,000 | 401,163,000 | 408,079,000 |
| Allowance for loan losses | 7,417,000 | 7,590,000 | 7,789,000 | 7,623,000 |
| Securities available for sale | 134,285,000 | 124,720,000 | 115,257,000 | 124,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 808,000 | 414,000 | 0 | 0 |
| Total deposits | 488,778,000 | 491,130,000 | 477,308,000 | 490,479,000 |
| Interest-bearing deposits | 375,578,000 | 377,832,000 | 379,362,000 | 392,814,000 |
| Noninterest-bearing deposits | 113,200,000 | 113,298,000 | 97,946,000 | 97,665,000 |
| Equity capital | 70,686,000 | 72,738,000 | 74,565,000 | 75,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,899,000 | 11,831,000 | 17,632,000 | 23,430,000 |
| Interest expense | 932,000 | 1,834,000 | 2,708,000 | 3,565,000 |
| Net interest income | 4,967,000 | 9,997,000 | 14,924,000 | 19,865,000 |
| Noninterest income | 1,491,000 | 3,015,000 | 4,524,000 | 6,015,000 |
| Noninterest expense | 3,502,000 | 6,955,000 | 10,593,000 | 14,280,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 2,656,000 | 5,457,000 | 7,900,000 | 10,345,000 |
| Income tax | 635,000 | 1,322,000 | 1,903,000 | 2,506,000 |
| Net income | 2,021,000 | 4,135,000 | 5,997,000 | 7,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,551,000 | 70,282,000 | 71,763,000 | 72,632,000 |
| Total capital | 73,826,000 | 75,750,000 | 77,023,000 | 78,126,000 |
| Risk-weighted assets | 436,881,000 | 435,135,000 | 427,104,000 | 437,244,000 |