Call reports 2011
HONESDALE NATIONAL BANK, THE — 2011
What HONESDALE NATIONAL BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 524,695,000 | 528,074,000 | 557,062,000 | 560,670,000 |
| Total loans | 375,287,000 | 379,200,000 | 383,830,000 | 389,315,000 |
| Allowance for loan losses | 6,862,000 | 7,031,000 | 7,103,000 | 7,157,000 |
| Securities available for sale | 94,199,000 | 101,647,000 | 119,351,000 | 126,914,000 |
| Securities held to maturity | 2,600,000 | 2,600,000 | 0 | 0 |
| Trading assets | 1,169,000 | 897,000 | 815,000 | 802,000 |
| Total deposits | 447,684,000 | 448,795,000 | 474,269,000 | 478,035,000 |
| Interest-bearing deposits | 366,869,000 | 361,456,000 | 371,160,000 | 376,523,000 |
| Noninterest-bearing deposits | 80,815,000 | 87,339,000 | 103,109,000 | 101,512,000 |
| Equity capital | 62,988,000 | 65,066,000 | 67,727,000 | 68,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,895,000 | 11,785,000 | 17,774,000 | 23,708,000 |
| Interest expense | 1,050,000 | 2,050,000 | 3,031,000 | 4,009,000 |
| Net interest income | 4,845,000 | 9,735,000 | 14,743,000 | 19,699,000 |
| Noninterest income | 1,175,000 | 2,655,000 | 3,842,000 | 5,246,000 |
| Noninterest expense | 3,393,000 | 6,835,000 | 10,268,000 | 13,998,000 |
| Provision for loan losses | 300,000 | 600,000 | 950,000 | 1,200,000 |
| Pretax income | 2,327,000 | 4,955,000 | 7,367,000 | 9,709,000 |
| Income tax | 598,000 | 1,291,000 | 1,706,000 | 1,924,000 |
| Net income | 1,729,000 | 3,664,000 | 5,661,000 | 7,785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,360,000 | 63,995,000 | 65,691,000 | 66,912,000 |
| Total capital | 67,244,000 | 69,192,000 | 71,081,000 | 72,353,000 |
| Risk-weighted assets | 414,924,000 | 413,696,000 | 429,262,000 | 433,325,000 |