Call reports 2001
HONESDALE NATIONAL BANK, THE — 2001
What HONESDALE NATIONAL BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 222,902,000 | 234,341,000 | 250,085,000 | 251,849,000 |
| Total loans | 159,882,000 | 164,729,000 | 167,905,000 | 167,690,000 |
| Allowance for loan losses | 2,127,000 | 2,215,000 | 2,256,000 | 2,288,000 |
| Securities available for sale | 37,938,000 | 32,808,000 | 39,169,000 | 45,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,626,000 | 201,854,000 | 216,671,000 | 221,286,000 |
| Interest-bearing deposits | 160,417,000 | 170,263,000 | 177,883,000 | 181,992,000 |
| Noninterest-bearing deposits | 30,209,000 | 31,591,000 | 38,788,000 | 39,294,000 |
| Equity capital | 25,361,000 | 25,903,000 | 26,704,000 | 24,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,001,000 | 8,117,000 | 12,239,000 | 16,105,000 |
| Interest expense | 1,819,000 | 3,641,000 | 5,425,000 | 7,093,000 |
| Net interest income | 2,182,000 | 4,476,000 | 6,814,000 | 9,012,000 |
| Noninterest income | 503,000 | 1,033,000 | 1,571,000 | 2,390,000 |
| Noninterest expense | 1,648,000 | 3,351,000 | 5,158,000 | 10,898,000 |
| Provision for loan losses | 50,000 | 180,000 | 230,000 | 342,000 |
| Pretax income | 987,000 | 1,978,000 | 2,997,000 | 162,000 |
| Income tax | 229,000 | 449,000 | 678,000 | -425,000 |
| Net income | 758,000 | 1,529,000 | 2,319,000 | 587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,411,000 | 25,076,000 | 25,757,000 | 23,441,000 |
| Total capital | 26,481,000 | 27,291,000 | 28,013,000 | 25,729,000 |
| Risk-weighted assets | 166,027,000 | 181,652,000 | 192,561,000 | 211,295,000 |