Call reports 2026
CINCINNATUS SAVINGS AND LOAN COMPANY, THE — 2026
What CINCINNATUS SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 191,045,000 | 193,097,000 |
| Total loans | 126,143,000 | 128,303,000 |
| Allowance for loan losses | 1,238,000 | 1,319,000 |
| Securities available for sale | 37,074,000 | 37,654,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 161,578,000 | 163,026,000 |
| Interest-bearing deposits | 144,570,000 | 147,096,000 |
| Noninterest-bearing deposits | 17,008,000 | 15,930,000 |
| Equity capital | 28,133,000 | 28,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,398,000 | 4,856,000 |
| Interest expense | 843,000 | 1,757,000 |
| Net interest income | 1,555,000 | 3,099,000 |
| Noninterest income | 101,000 | 235,000 |
| Noninterest expense | 1,070,000 | 2,161,000 |
| Provision for loan losses | 63,000 | 75,000 |
| Pretax income | 551,000 | 1,123,000 |
| Income tax | 115,000 | 243,000 |
| Net income | 436,000 | 880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 28,995,000 | 29,432,000 |