Call reports 2024
CINCINNATUS SAVINGS AND LOAN COMPANY, THE — 2024
What CINCINNATUS SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 139,346,000 | 136,908,000 | 167,501,000 | 165,670,000 |
| Total loans | 116,725,000 | 115,374,000 | 114,826,000 | 116,458,000 |
| Allowance for loan losses | 1,168,000 | 1,178,000 | 1,193,000 | 1,201,000 |
| Securities available for sale | 6,793,000 | 7,475,000 | 26,798,000 | 27,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,036,000 | 106,451,000 | 136,288,000 | 134,603,000 |
| Interest-bearing deposits | 98,282,000 | 96,622,000 | 117,303,000 | 116,047,000 |
| Noninterest-bearing deposits | 10,754,000 | 9,829,000 | 18,985,000 | 18,556,000 |
| Equity capital | 25,305,000 | 25,455,000 | 26,022,000 | 25,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,701,000 | 3,425,000 | 5,350,000 | 7,429,000 |
| Interest expense | 672,000 | 1,401,000 | 2,168,000 | 2,929,000 |
| Net interest income | 1,029,000 | 2,024,000 | 3,182,000 | 4,500,000 |
| Noninterest income | 87,000 | 199,000 | 361,000 | 439,000 |
| Noninterest expense | 825,000 | 1,696,000 | 2,676,000 | 3,674,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 288,000 | 521,000 | 858,000 | 1,253,000 |
| Income tax | 43,000 | 89,000 | 166,000 | 246,000 |
| Net income | 245,000 | 432,000 | 692,000 | 1,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,015,000 | 26,200,000 | 26,414,000 | 26,743,000 |