Call reports 2019
CINCINNATUS SAVINGS AND LOAN COMPANY, THE — 2019
What CINCINNATUS SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 92,636,000 | 92,480,000 | 95,883,000 | 97,404,000 |
| Total loans | 74,772,000 | 71,883,000 | 72,757,000 | 74,420,000 |
| Allowance for loan losses | 612,000 | 616,000 | 627,000 | 637,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,936,000 | 62,853,000 | 66,031,000 | 67,372,000 |
| Interest-bearing deposits | 57,174,000 | 57,069,000 | 58,831,000 | 61,406,000 |
| Noninterest-bearing deposits | 5,762,000 | 5,784,000 | 7,200,000 | 5,966,000 |
| Equity capital | 21,372,000 | 21,471,000 | 21,616,000 | 21,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,033,000 | 2,083,000 | 3,118,000 | 4,103,000 |
| Interest expense | 170,000 | 349,000 | 540,000 | 738,000 |
| Net interest income | 863,000 | 1,734,000 | 2,578,000 | 3,365,000 |
| Noninterest income | 102,000 | 166,000 | 273,000 | 459,000 |
| Noninterest expense | 797,000 | 1,610,000 | 2,378,000 | 3,279,000 |
| Provision for loan losses | 4,000 | 5,000 | 10,000 | 6,000 |
| Pretax income | 164,000 | 285,000 | 463,000 | 539,000 |
| Income tax | 30,000 | 52,000 | 85,000 | 97,000 |
| Net income | 134,000 | 233,000 | 378,000 | 442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,338,000 | 21,435,000 | 21,582,000 | 21,643,000 |
| Total capital | 21,950,000 | 22,051,000 | 22,209,000 | 22,280,000 |
| Risk-weighted assets | 59,852,000 | 59,529,000 | 61,254,000 | 62,325,000 |