Call reports 2018
CINCINNATUS SAVINGS AND LOAN COMPANY, THE — 2018
What CINCINNATUS SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 87,878,000 | 88,290,000 | 89,337,000 | 92,552,000 |
| Total loans | 75,308,000 | 78,363,000 | 79,217,000 | 77,743,000 |
| Allowance for loan losses | 622,000 | 622,000 | 611,000 | 604,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,101,000 | 60,922,000 | 61,709,000 | 63,116,000 |
| Interest-bearing deposits | 55,506,000 | 54,805,000 | 55,562,000 | 57,451,000 |
| Noninterest-bearing deposits | 6,595,000 | 6,117,000 | 6,147,000 | 5,665,000 |
| Equity capital | 20,998,000 | 21,043,000 | 21,204,000 | 21,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 937,000 | 1,909,000 | 2,944,000 | 3,970,000 |
| Interest expense | 97,000 | 207,000 | 340,000 | 493,000 |
| Net interest income | 840,000 | 1,702,000 | 2,604,000 | 3,477,000 |
| Noninterest income | 61,000 | 144,000 | 230,000 | 345,000 |
| Noninterest expense | 822,000 | 1,709,000 | 2,493,000 | 3,446,000 |
| Provision for loan losses | 4,000 | 4,000 | 4,000 | -10,000 |
| Pretax income | 75,000 | 133,000 | 337,000 | 386,000 |
| Income tax | 16,000 | 28,000 | 71,000 | 86,000 |
| Net income | 59,000 | 105,000 | 266,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,972,000 | 21,019,000 | 21,200,000 | 21,212,000 |
| Total capital | 21,594,000 | 21,641,000 | 21,811,000 | 21,816,000 |
| Risk-weighted assets | 60,804,000 | 63,412,000 | 63,017,000 | 62,392,000 |