Call reports 2017
CINCINNATUS SAVINGS AND LOAN COMPANY, THE — 2017
What CINCINNATUS SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 82,120,000 | 83,428,000 | 85,848,000 | 88,393,000 |
| Total loans | 70,647,000 | 71,837,000 | 74,964,000 | 73,309,000 |
| Allowance for loan losses | 757,000 | 740,000 | 692,000 | 615,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,470,000 | 58,847,000 | 59,704,000 | 62,102,000 |
| Interest-bearing deposits | 52,830,000 | 53,594,000 | 54,104,000 | 56,421,000 |
| Noninterest-bearing deposits | 4,640,000 | 5,253,000 | 5,600,000 | 5,681,000 |
| Equity capital | 20,714,000 | 20,736,000 | 20,811,000 | 20,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 923,000 | 1,879,000 | 2,832,000 | 3,799,000 |
| Interest expense | 78,000 | 159,000 | 250,000 | 348,000 |
| Net interest income | 845,000 | 1,720,000 | 2,582,000 | 3,451,000 |
| Noninterest income | 78,000 | 175,000 | 228,000 | 325,000 |
| Noninterest expense | 740,000 | 1,690,000 | 2,530,000 | 3,499,000 |
| Provision for loan losses | 1,000 | -1,000 | -39,000 | -40,000 |
| Pretax income | 182,000 | 206,000 | 319,000 | 317,000 |
| Income tax | 62,000 | 64,000 | 102,000 | -27,000 |
| Net income | 120,000 | 142,000 | 217,000 | 344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,678,000 | 20,702,000 | 20,788,000 | 20,897,000 |
| Total capital | 21,336,000 | 21,398,000 | 21,480,000 | 21,512,000 |
| Risk-weighted assets | 52,570,000 | 55,699,000 | 56,992,000 | 57,210,000 |