Call reports 2025
RIVERLAND BANK — 2025
What RIVERLAND BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 220,277,000 | 217,596,000 | 219,537,000 | 229,330,000 |
| Total loans | 193,745,000 | 199,509,000 | 199,127,000 | 207,360,000 |
| Allowance for loan losses | 2,305,000 | 2,360,000 | 2,360,000 | 2,455,000 |
| Securities available for sale | 8,290,000 | 7,815,000 | 7,092,000 | 5,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,737,000 | 184,668,000 | 186,306,000 | 196,038,000 |
| Interest-bearing deposits | 157,239,000 | 157,196,000 | 161,545,000 | 166,493,000 |
| Noninterest-bearing deposits | 28,498,000 | 27,472,000 | 24,761,000 | 29,545,000 |
| Equity capital | 25,594,000 | 25,933,000 | 26,399,000 | 26,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,184,000 | 6,590,000 | 10,159,000 | 13,695,000 |
| Interest expense | 1,534,000 | 3,080,000 | 4,674,000 | 6,257,000 |
| Net interest income | 1,650,000 | 3,510,000 | 5,485,000 | 7,438,000 |
| Noninterest income | 17,000 | 62,000 | 105,000 | 147,000 |
| Noninterest expense | 1,440,000 | 3,021,000 | 4,644,000 | 6,246,000 |
| Provision for loan losses | 10,000 | 65,000 | 65,000 | 160,000 |
| Pretax income | 217,000 | 486,000 | 881,000 | 1,179,000 |
| Income tax | 0 | 3,000 | 3,000 | 118,000 |
| Net income | 217,000 | 483,000 | 878,000 | 1,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,678,000 | 25,990,000 | 26,430,000 | 26,587,000 |