Call reports 2024
RIVERLAND BANK — 2024
What RIVERLAND BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 204,396,000 | 212,315,000 | 213,722,000 | 211,678,000 |
| Total loans | 183,814,000 | 191,963,000 | 190,003,000 | 191,035,000 |
| Allowance for loan losses | 2,249,000 | 2,279,000 | 2,295,000 | 2,295,000 |
| Securities available for sale | 5,880,000 | 6,391,000 | 7,494,000 | 7,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,103,000 | 178,591,000 | 177,708,000 | 174,542,000 |
| Interest-bearing deposits | 144,990,000 | 148,331,000 | 148,588,000 | 147,340,000 |
| Noninterest-bearing deposits | 28,113,000 | 30,260,000 | 29,120,000 | 27,202,000 |
| Equity capital | 24,451,000 | 24,735,000 | 25,199,000 | 25,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,856,000 | 5,968,000 | 9,245,000 | 12,472,000 |
| Interest expense | 1,483,000 | 3,022,000 | 4,623,000 | 6,183,000 |
| Net interest income | 1,373,000 | 2,946,000 | 4,622,000 | 6,289,000 |
| Noninterest income | 98,000 | 142,000 | 184,000 | 228,000 |
| Noninterest expense | 1,454,000 | 2,839,000 | 4,243,000 | 5,863,000 |
| Provision for loan losses | 0 | 30,000 | 46,000 | 46,000 |
| Pretax income | 17,000 | 219,000 | 517,000 | 608,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 12,000 | 214,000 | 512,000 | 603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,677,000 | 24,941,000 | 25,300,000 | 25,415,000 |