Call reports 2023
RIVERLAND BANK — 2023
What RIVERLAND BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 208,616,000 | 203,294,000 | 207,132,000 | 206,411,000 |
| Total loans | 189,481,000 | 187,923,000 | 189,976,000 | 185,648,000 |
| Allowance for loan losses | 2,281,000 | 2,281,000 | 2,281,000 | 2,249,000 |
| Securities available for sale | 3,729,000 | 4,180,000 | 4,655,000 | 5,719,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,640,000 | 170,575,000 | 174,014,000 | 175,013,000 |
| Interest-bearing deposits | 136,416,000 | 140,786,000 | 144,190,000 | 143,999,000 |
| Noninterest-bearing deposits | 37,224,000 | 29,789,000 | 29,824,000 | 31,014,000 |
| Equity capital | 24,175,000 | 24,247,000 | 24,401,000 | 24,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,727,000 | 5,472,000 | 8,412,000 | 11,416,000 |
| Interest expense | 789,000 | 1,923,000 | 3,221,000 | 4,639,000 |
| Net interest income | 1,938,000 | 3,549,000 | 5,191,000 | 6,777,000 |
| Noninterest income | 18,000 | 57,000 | 96,000 | 128,000 |
| Noninterest expense | 1,623,000 | 3,174,000 | 4,688,000 | 6,440,000 |
| Provision for loan losses | 85,000 | 85,000 | 85,000 | 85,000 |
| Pretax income | 248,000 | 347,000 | 514,000 | 380,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 248,000 | 347,000 | 514,000 | 380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,458,000 | 24,557,000 | 24,724,000 | 24,819,000 |