Call reports 2022
RIVERLAND BANK — 2022
What RIVERLAND BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 179,388,000 | 190,214,000 | 199,926,000 | 198,703,000 |
| Total loans | 157,413,000 | 174,493,000 | 180,342,000 | 183,054,000 |
| Allowance for loan losses | 1,906,000 | 2,096,000 | 2,166,000 | 2,195,000 |
| Securities available for sale | 3,899,000 | 3,888,000 | 3,721,000 | 3,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,479,000 | 164,058,000 | 173,629,000 | 162,343,000 |
| Interest-bearing deposits | 115,452,000 | 116,576,000 | 127,793,000 | 119,373,000 |
| Noninterest-bearing deposits | 41,027,000 | 47,482,000 | 45,836,000 | 42,970,000 |
| Equity capital | 20,493,000 | 20,800,000 | 20,882,000 | 23,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,960,000 | 4,124,000 | 6,479,000 | 8,950,000 |
| Interest expense | 257,000 | 527,000 | 913,000 | 1,409,000 |
| Net interest income | 1,703,000 | 3,597,000 | 5,566,000 | 7,541,000 |
| Noninterest income | 19,000 | 41,000 | 68,000 | 90,000 |
| Noninterest expense | 1,352,000 | 2,770,000 | 4,495,000 | 6,534,000 |
| Provision for loan losses | 0 | 190,000 | 260,000 | 290,000 |
| Pretax income | 370,000 | 678,000 | 879,000 | 807,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 370,000 | 678,000 | 879,000 | 807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,728,000 | 21,037,000 | 21,276,000 | 24,210,000 |